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I Bond Rates

Source: https://www.treasurydirect.gov/files/savings-bonds/i-bond-rate-chart.pdf
I-bonds: https://www.treasurydirect.gov/savings-bonds/i-bonds/
Date Updated: 2025-04-25T11:13:47-07:00

SERIES I SAVINGS BOND INTEREST RATES EFFECTIVE NOVEMBER 1, 2024

Issue DateFixed RateNov-24May-24Nov-23May-23Nov-22May-22Nov-21May-21Nov-20May-20Nov-19May-19Nov-18May-18Nov-17May-17Nov-16May-16Nov-15May-15Nov-14May-14Nov-13May-13Nov-12May-12Nov-11May-11Nov-10May-10Nov-09May-09Nov-08May-08Nov-07May-07Nov-06May-06Nov-05May-05Nov-04May-04Nov-03May-03Nov-02May-02Nov-01May-01Nov-00May-00Nov-99May-99Nov-98Sep-98
Composite Annual Rate
11/24 - 04/251.20%3.11%
05/24 - 10/241.30%3.21%4.28%
11/23 - 04/241.30%3.21%4.28%5.27%
05/23 - 10/230.90%2.81%3.87%4.86%4.30%
11/22 - 04/230.40%2.30%3.37%4.35%3.79%6.89%
05/22 - 10/220.00%1.90%2.96%3.94%3.38%6.48%9.62%
11/21 - 04/220.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%
05/21 - 10/210.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%
11/20 - 04/210.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%
05/20 - 10/200.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%
11/19 - 04/200.20%2.10%3.16%4.14%3.58%6.69%9.83%7.33%3.74%1.88%1.26%2.22%
05/19 - 10/190.50%2.40%3.47%4.45%3.89%7.00%10.14%7.64%4.05%2.18%1.56%2.53%1.90%
11/18 - 04/190.50%2.40%3.47%4.45%3.89%7.00%10.14%7.64%4.05%2.18%1.56%2.53%1.90%2.83%
05/18 - 10/180.30%2.20%3.26%4.25%3.69%6.79%9.93%7.43%3.85%1.98%1.36%2.32%1.70%2.62%2.52%
11/17 - 04/180.10%2.00%3.06%4.04%3.48%6.58%9.72%7.22%3.64%1.78%1.16%2.12%1.50%2.42%2.32%2.58%
05/17 - 10/170.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%
11/16 - 04/170.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%2.76%
05/16 - 10/160.10%2.00%3.06%4.04%3.48%6.58%9.72%7.22%3.64%1.78%1.16%2.12%1.50%2.42%2.32%2.58%2.06%2.86%0.26%
11/15 - 04/160.10%2.00%3.06%4.04%3.48%6.58%9.72%7.22%3.64%1.78%1.16%2.12%1.50%2.42%2.32%2.58%2.06%2.86%0.26%1.64%
05/15 - 10/150.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%2.76%0.16%1.54%0.00%
11/14 - 04/150.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%2.76%0.16%1.54%0.00%1.48%
05/14 - 10/140.10%2.00%3.06%4.04%3.48%6.58%9.72%7.22%3.64%1.78%1.16%2.12%1.50%2.42%2.32%2.58%2.06%2.86%0.26%1.64%0.00%1.58%1.94%
11/13 - 04/140.20%2.10%3.16%4.14%3.58%6.69%9.83%7.33%3.74%1.88%1.26%2.22%1.60%2.52%2.42%2.68%2.16%2.96%0.36%1.74%0.00%1.68%2.04%1.38%
05/13 - 10/130.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%2.76%0.16%1.54%0.00%1.48%1.84%1.18%1.18%
11/12 - 04/130.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%2.76%0.16%1.54%0.00%1.48%1.84%1.18%1.18%1.76%
05/12 - 10/120.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%2.76%0.16%1.54%0.00%1.48%1.84%1.18%1.18%1.76%2.20%
11/11 - 04/120.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%2.76%0.16%1.54%0.00%1.48%1.84%1.18%1.18%1.76%2.20%3.06%
05/11 - 10/110.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%2.76%0.16%1.54%0.00%1.48%1.84%1.18%1.18%1.76%2.20%3.06%4.60%
11/10 - 04/110.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%2.76%0.16%1.54%0.00%1.48%1.84%1.18%1.18%1.76%2.20%3.06%4.60%0.74%
05/10 - 10/100.20%2.10%3.16%4.14%3.58%6.69%9.83%7.33%3.74%1.88%1.26%2.22%1.60%2.52%2.42%2.68%2.16%2.96%0.36%1.74%0.00%1.68%2.04%1.38%1.38%1.96%2.40%3.26%4.80%0.94%1.74%
11/09 - 04/100.30%2.20%3.26%4.25%3.69%6.79%9.93%7.43%3.85%1.98%1.36%2.32%1.70%2.62%2.52%2.78%2.26%3.06%0.46%1.84%0.00%1.78%2.14%1.48%1.48%2.06%2.50%3.36%4.91%1.04%1.84%3.36%
05/09 - 10/090.10%2.00%3.06%4.04%3.48%6.58%9.72%7.22%3.64%1.78%1.16%2.12%1.50%2.42%2.32%2.58%2.06%2.86%0.26%1.64%0.00%1.58%1.94%1.28%1.28%1.86%2.30%3.16%4.70%0.84%1.64%3.16%0.00%
11/08 - 04/090.70%2.61%3.67%4.65%4.09%7.20%10.35%7.84%4.25%2.39%1.76%2.73%2.10%3.03%2.93%3.19%2.67%3.47%0.86%2.25%0.00%2.19%2.55%1.88%1.88%2.47%2.91%3.77%5.32%1.44%2.25%3.77%0.00%5.64%
05/08 - 10/080.00%1.90%2.96%3.94%3.38%6.48%9.62%7.12%3.54%1.68%1.06%2.02%1.40%2.32%2.22%2.48%1.96%2.76%0.16%1.54%0.00%1.48%1.84%1.18%1.18%1.76%2.20%3.06%4.60%0.74%1.54%3.06%0.00%4.92%4.84%
11/07 - 04/081.20%3.11%4.18%5.16%4.60%7.72%10.88%8.36%4.76%2.89%2.27%3.23%2.61%3.53%3.43%3.69%3.17%3.98%1.36%2.75%0.00%2.69%3.05%2.39%2.39%2.97%3.41%4.28%5.83%1.94%2.75%4.28%0.00%6.15%6.07%4.28%
05/07 - 10/071.30%3.21%4.28%5.27%4.70%7.82%10.98%8.47%4.86%2.99%2.37%3.33%2.71%3.64%3.53%3.80%3.27%4.08%1.46%2.85%0.00%2.79%3.15%2.49%2.49%3.07%3.51%4.38%5.93%2.04%2.85%4.38%0.00%6.25%6.17%4.38%3.74%
11/06 - 04/071.40%3.31%4.38%5.37%4.80%7.93%11.09%8.57%4.96%3.09%2.47%3.43%2.81%3.74%3.64%3.90%3.37%4.18%1.56%2.95%0.00%2.89%3.25%2.59%2.59%3.17%3.62%4.48%6.03%2.15%2.95%4.48%0.00%6.35%6.27%4.48%3.84%4.52%
05/06 - 10/061.40%3.31%4.38%5.37%4.80%7.93%11.09%8.57%4.96%3.09%2.47%3.43%2.81%3.74%3.64%3.90%3.37%4.18%1.56%2.95%0.00%2.89%3.25%2.59%2.59%3.17%3.62%4.48%6.03%2.15%2.95%4.48%0.00%6.35%6.27%4.48%3.84%4.52%2.41%
11/05 - 04/061.00%2.91%3.97%4.96%4.40%7.51%10.67%8.16%4.56%2.69%2.07%3.03%2.41%3.33%3.23%3.49%2.97%3.77%1.16%2.55%0.00%2.49%2.85%2.19%2.19%2.77%3.21%4.08%5.62%1.74%2.55%4.08%0.00%5.94%5.86%4.08%3.43%4.12%2.01%6.73%
05/05 - 10/051.20%3.11%4.18%5.16%4.60%7.72%10.88%8.36%4.76%2.89%2.27%3.23%2.61%3.53%3.43%3.69%3.17%3.98%1.36%2.75%0.00%2.69%3.05%2.39%2.39%2.97%3.41%4.28%5.83%1.94%2.75%4.28%0.00%6.15%6.07%4.28%3.63%4.32%2.21%6.93%4.80%
11/04 - 04/051.00%2.91%3.97%4.96%4.40%7.51%10.67%8.16%4.56%2.69%2.07%3.03%2.41%3.33%3.23%3.49%2.97%3.77%1.16%2.55%0.00%2.49%2.85%2.19%2.19%2.77%3.21%4.08%5.62%1.74%2.55%4.08%0.00%5.94%5.86%4.08%3.43%4.12%2.01%6.73%4.60%3.67%
05/04 - 10/041.00%2.91%3.97%4.96%4.40%7.51%10.67%8.16%4.56%2.69%2.07%3.03%2.41%3.33%3.23%3.49%2.97%3.77%1.16%2.55%0.00%2.49%2.85%2.19%2.19%2.77%3.21%4.08%5.62%1.74%2.55%4.08%0.00%5.94%5.86%4.08%3.43%4.12%2.01%6.73%4.60%3.67%3.39%
11/03 - 04/041.10%3.01%4.08%5.06%4.50%7.62%10.77%8.26%4.66%2.79%2.17%3.13%2.51%3.43%3.33%3.59%3.07%3.88%1.26%2.65%0.00%2.59%2.95%2.29%2.29%2.87%3.31%4.18%5.73%1.84%2.65%4.18%0.00%6.05%5.97%4.18%3.53%4.22%2.11%6.83%4.70%3.77%3.49%2.19%
05/03 - 10/031.10%3.01%4.08%5.06%4.50%7.62%10.77%8.26%4.66%2.79%2.17%3.13%2.51%3.43%3.33%3.59%3.07%3.88%1.26%2.65%0.00%2.59%2.95%2.29%2.29%2.87%3.31%4.18%5.73%1.84%2.65%4.18%0.00%6.05%5.97%4.18%3.53%4.22%2.11%6.83%4.70%3.77%3.49%2.19%4.66%
11/02 - 04/031.60%3.52%4.58%5.57%5.01%8.13%11.30%8.78%5.17%3.29%2.67%3.64%3.01%3.94%3.84%4.10%3.58%4.38%1.76%3.15%0.00%3.09%3.45%2.79%2.79%3.37%3.82%4.68%6.24%2.35%3.15%4.68%0.00%6.56%6.48%4.68%4.04%4.72%2.61%7.35%5.21%4.28%4.00%2.69%5.17%4.08%
05/02 - 10/022.00%3.92%4.99%5.98%5.41%8.54%11.72%9.19%5.58%3.70%3.07%4.04%3.41%4.34%4.24%4.50%3.98%4.79%2.16%3.56%0.38%3.49%3.86%3.19%3.19%3.78%4.22%5.09%6.65%2.75%3.56%5.09%0.00%6.97%6.89%5.09%4.44%5.13%3.01%7.76%5.62%4.69%4.40%3.09%5.58%4.48%2.57%
11/01 - 04/022.00%3.92%4.99%5.98%5.41%8.54%11.72%9.19%5.58%3.70%3.07%4.04%3.41%4.34%4.24%4.50%3.98%4.79%2.16%3.56%0.38%3.49%3.86%3.19%3.19%3.78%4.22%5.09%6.65%2.75%3.56%5.09%0.00%6.97%6.89%5.09%4.44%5.13%3.01%7.76%5.62%4.69%4.40%3.09%5.58%4.48%2.57%4.40%
05/01 - 10/013.00%4.93%6.00%7.00%6.43%9.58%12.76%10.23%6.59%4.71%4.08%5.05%4.42%5.35%5.25%5.52%4.99%5.80%3.16%4.56%1.38%4.50%4.87%4.20%4.20%4.79%5.23%6.11%7.67%3.75%4.56%6.11%0.00%7.99%7.91%6.11%5.46%6.15%4.02%8.79%6.63%5.70%5.42%4.10%6.59%5.50%3.57%5.42%5.92%
11/00 - 04/013.40%5.33%6.41%7.41%6.84%9.99%13.18%10.64%7.00%5.11%4.48%5.45%4.82%5.76%5.66%5.92%5.39%6.21%3.56%4.97%1.77%4.91%5.27%4.60%4.60%5.19%5.64%6.51%8.08%4.15%4.97%6.51%0.00%8.40%8.32%6.51%5.86%6.55%4.42%9.20%7.04%6.11%5.82%4.50%7.00%5.90%3.97%5.82%6.33%6.49%
05/00 - 10/003.60%5.53%6.61%7.61%7.04%10.20%13.39%10.85%7.20%5.31%4.68%5.66%5.03%5.96%5.86%6.12%5.60%6.41%3.76%5.17%1.97%5.11%5.47%4.80%4.80%5.39%5.84%6.72%8.28%4.35%5.17%6.72%0.00%8.61%8.53%6.72%6.06%6.76%4.62%9.40%7.24%6.31%6.02%4.70%7.20%6.10%4.17%6.02%6.53%6.69%7.49%
11/99 - 04/003.40%5.33%6.41%7.41%6.84%9.99%13.18%10.64%7.00%5.11%4.48%5.45%4.82%5.76%5.66%5.92%5.39%6.21%3.56%4.97%1.77%4.91%5.27%4.60%4.60%5.19%5.64%6.51%8.08%4.15%4.97%6.51%0.00%8.40%8.32%6.51%5.86%6.55%4.42%9.20%7.04%6.11%5.82%4.50%7.00%5.90%3.97%5.82%6.33%6.49%7.28%6.98%
05/99 - 10/993.30%5.23%6.31%7.31%6.74%9.89%13.08%10.54%6.90%5.01%4.38%5.35%4.72%5.66%5.56%5.82%5.29%6.11%3.46%4.87%1.67%4.80%5.17%4.50%4.50%5.09%5.54%6.41%7.98%4.05%4.87%6.41%0.00%8.30%8.22%6.41%5.76%6.45%4.32%9.09%6.94%6.00%5.72%4.40%6.90%5.80%3.87%5.72%6.23%6.39%7.18%6.88%5.05%
11/98 - 04/993.30%5.23%6.31%7.31%6.74%9.89%13.08%10.54%6.90%5.01%4.38%5.35%4.72%5.66%5.56%5.82%5.29%6.11%3.46%4.87%1.67%4.80%5.17%4.50%4.50%5.09%5.54%6.41%7.98%4.05%4.87%6.41%0.00%8.30%8.22%6.41%5.76%6.45%4.32%9.09%6.94%6.00%5.72%4.40%6.90%5.80%3.87%5.72%6.23%6.39%7.18%6.88%5.05%5.05%
09/98 - 10/983.40%5.33%6.41%7.41%6.84%9.99%13.18%10.64%7.00%5.11%4.48%5.45%4.82%5.76%5.66%5.92%5.39%6.21%3.56%4.97%1.77%4.91%5.27%4.60%4.60%5.19%5.64%6.51%8.08%4.15%4.97%6.51%0.00%8.40%8.32%6.51%5.86%6.55%4.42%9.20%7.04%6.11%5.82%4.50%7.00%5.90%3.97%5.82%6.33%6.49%7.28%6.98%5.15%5.15%4.66%
6mo inflation0.95%1.48%1.97%1.69%3.24%4.81%3.56%1.77%0.84%0.53%1.01%0.70%1.16%1.11%1.24%0.98%1.38%0.08%0.77%-0.80%0.74%0.92%0.59%0.59%0.88%1.10%1.53%2.30%0.37%0.77%1.53%-2.78%2.46%2.42%1.53%1.21%1.55%0.50%2.85%1.79%1.33%1.19%0.54%1.77%1.23%0.28%1.19%1.44%1.52%1.91%1.76%0.86%0.86%0.62%

This chart shows all fixed rates, inflation rates, and composite rates for all Series I savings bonds issued. Find rates for your bond by locating its issue date in the far left column. Then . . . ‒ The fixed rate is in the next column to the right. ‒ The composite rate for each six-month interest period appears across the table, from left to right, beginning in the column to the right of the column for fixed rates. ‒ The inflation rate for each six-month interest period appears on the bottom row of the table. More information: ‒ How is the composite rate determined? ‒ When do the inflation rate and composite rate for my bond change?